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VISITORS TO CANADA
International Experience Canada (IEC) program, or simply IEC, is available to eligible young adults from participating countries and territories, while Parent Super Visa Insurance is designed for parents and grandparents visiting Canada under the Super Visa programme, with eligibility requirements and coverage needs varying based on individual circumstances.
As an IEC participant or a Parent Super Visa visitor, you have a unique opportunity to experience Canada by working, travelling, or spending valuable time with family while exploring its nature, culture, and communities, with suitable insurance coverage to support your intended stay.
IEC / Working Holiday Travel Insurance provides emergency medical coverage for International Experience Canada (IEC) participants while they live, work, and travel in Canada. Since IEC participants are temporary residents, they may not have access to provincial healthcare benefits immediately after arrival. This insurance helps cover unexpected medical expenses, including emergency treatment, hospitalisation, and repatriation services during the intended stay. Before travelling to Canada, IEC participants should ensure that their insurance policy meets the programme requirements and remains valid for the entire duration of their work permit. Having suitable coverage helps participants enjoy their Canadian experience with greater financial protection.
International Experience Canada (IEC) participants must have valid travel insurance that meets specific requirements before entering Canada. The insurance policy must remain active for the entire intended stay and include coverage for emergency medical care, hospitalisation, and repatriation benefits. IEC participants may be asked to provide proof of insurance to a Port of Entry officer when arriving in Canada. If the policy does not cover the full intended stay, the work permit may be issued only until the insurance expiry date. Therefore, selecting an appropriate IEC insurance plan before departure is essential.
Choosing Canadian IEC Travel Insurance can make it easier for International Experience Canada participants to manage emergency healthcare needs while staying in Canada. Canadian insurance providers understand local healthcare systems and can provide convenient claims support throughout the participant’s stay. Depending on the selected plan, benefits may include emergency medical coverage, hospitalisation, direct billing assistance, and support for eligible recreational activities. Having coverage from a Canadian insurer can also simplify communication during emergencies and claims. At Arbetov Insurance, participants can compare IEC travel insurance options and select plans based on their stay duration and individual requirements.
If an International Experience Canada (IEC) participant plans to stay in Canada for up to two years, their travel insurance must cover the entire intended duration of their stay. A complete insurance policy should provide continuous coverage for emergency medical care, hospitalisation, and repatriation benefits throughout the work permit period. In cases where a single two-year policy is unavailable, participants may arrange two consecutive policies without any gap in coverage. It is important to purchase adequate insurance before arriving in Canada, as insufficient coverage may affect the length of the issued work permit
Use our free Parent Super Visa Insurance calculator to compare available insurance plans from Canadian providers based on the applicant’s age, required coverage amount, policy duration, deductible preference, and pre-existing medical conditions.
MSG Canada Insurance Inc.
Use our free online IEC / Working Visa health insurance Canada calculator to explore available insurance options. Enter your age, required coverage amount, policy duration, and details about any pre-existing medical conditions, then click on Get Quote to view suitable plans. Please note that the deductible/excess refers to the amount you pay out-of-pocket before the insurance provider covers eligible expenses in case of a claim
Choose a suitable IEC insurance plan or Parent Super Visa Insurance plan from the available options and click on the “Plan Details” button on the right-hand side. You will be redirected to the selected insurance plan’s page, where you can review the coverage details, complete plan description, policy highlights, and a summary of the covered services before choosing the right option for your needs.
On the selected plan page, you can review detailed information about your chosen IEC travel insurance plan or Parent Super Visa Insurance plan. The displayed information provides a summary of the policy benefits; therefore, you should review the official Policy Wording available on the same page for complete coverage details, exclusions, and conditions. To proceed with purchasing your insurance plan, simply click on the “Buy Insurance” or “Buy Online” button.
The final step is to complete the application form and make the payment using a credit card or available payment options. If you wish to purchase your coverage online, simply click on the “Buy Insurance” or “Buy Now” button next to your selected quote to proceed. If you need assistance selecting or setting up your IEC / Working Holiday travel insurance or Parent Super Visa Insurance coverage, our Insurance Advisors are available to guide you through the process. Once your payment is successfully processed by the insurance provider, a confirmation letter for your selected insurance plan will be sent to your email promptly.
MSG Canada Insurance Inc.
IEC eligibility requirements, age limits, available categories, and permitted stay durations vary depending on the participant’s citizenship. Applicants should check their country or territory’s requirements on the official IRCC IEC eligibility page to understand the latest programme conditions.
The Working Holiday programme provides eligible participants with the opportunity to work in Canada while travelling and exploring the country. This option allows participants to earn income to help manage personal expenses, accommodation costs, and other travel-related expenses during their stay.
The Young Professionals programme allows participants to gain valuable professional work experience in Canada. It provides an opportunity to develop career skills, build international experience, and enjoy life in one of the world’s most multicultural countries.
The International Co-op Internship programme is designed for post-secondary students who want to gain practical work experience related to their field of study. This opportunity can enhance their professional profile while providing valuable international exposure and workplace experience in Canada.
The International Experience Canada (IEC) application process varies depending on your citizenship, selected IEC category, and eligibility requirements. However, most applicants generally follow a similar process, from creating an IEC profile to receiving approval and travelling to Canada.
Before applying, check that you meet the eligibility requirements for your country or territory and selected IEC category. Eligible candidates must create and submit an online profile to enter the relevant IEC pool.
If selected, you will receive an Invitation to Apply (ITA) for an IEC work permit. Applicants should ensure that all personal details and information provided in their profile are accurate before submission.
After receiving an ITA, you have a limited period to accept or decline the invitation. Once accepted, you must complete and submit your IEC work permit application within the required timeframe, along with supporting documents and applicable fees.
Depending on your application, you may also need to provide biometrics or additional documents requested by Immigration, Refugees and Citizenship Canada (IRCC).
IEC participation fees, work permit holder fees, and biometrics fees may apply depending on your category and application type. Since fees and requirements can change, applicants should always confirm the latest information through the official IRCC website before submitting their application.
If your IEC work permit application is approved, IRCC will provide a Port of Entry (POE) Letter of Introduction.
This letter confirms that your application has been approved; however, your IEC work permit is issued only when you arrive in Canada and meet all entry requirements.
Before travelling, arrange suitable IEC / Working Holiday Travel Insurance for your entire intended stay. Your insurance policy should include essential coverage such as emergency medical care, hospitalisation, and repatriation benefits.
When entering Canada, be prepared to present important documents to the border services officer, including your passport, POE Letter of Introduction, proof of health insurance, proof of sufficient funds, and a return ticket or evidence that you have enough funds to purchase one.
If you meet all entry requirements, the border services officer will issue your IEC work permit.
It is important that your insurance coverage remains valid for your complete intended stay in Canada. If your insurance policy expires earlier than your planned stay, your work permit may be issued only until the insurance expiry date.
IEC eligibility requirements, application procedures, and fees may change over time. Applicants should review the official IRCC guidelines before applying to ensure they meet the latest requirements.
Important: Your IEC insurance should cover your full intended stay in Canada. If your coverage period is shorter than your planned stay, your IEC work permit duration may be limited according to your insurance expiry date.
Coverage varies depending on the insurer and selected plan, but IEC / Working Holiday Insurance generally includes emergency medical benefits designed to protect International Experience Canada (IEC) participants during their stay in Canada.
IEC travel insurance is mainly intended to provide financial protection against unexpected illnesses, accidents, and emergency situations rather than covering routine healthcare services.
Some IEC / Working Holiday insurance plans may also provide coverage for eligible side trips to other countries, provided that the participant remains in Canada for the majority of the policy period.
For complete details about covered benefits, exclusions, limitations, and claim conditions, applicants should review the official Policy Wording of the selected IEC insurance plan.
The International Experience Canada (IEC) program is designed for eligible young adults who want to explore Canada while gaining international work experience for a period of up to two years. The programme allows participants to live, work, and travel across Canada while experiencing its diverse culture, communities, and natural landscapes.
IEC participants have access to different programme options based on their citizenship, eligibility criteria, age limits, and the agreements available between Canada and their country or territory of residence.
A: IEC / Working Holiday travel medical insurance is required for International Experience Canada participants travelling to Canada under an IEC work permit. It helps cover unexpected medical emergencies, hospitalisation, and repatriation expenses throughout their intended stay. Participants should arrange valid coverage before arriving in Canada to meet entry requirements.
A: Provincial Canadian health insurance may not satisfy the IEC programme’s travel insurance requirements for all participants. IEC applicants generally need private insurance covering emergency medical care, hospitalisation, and repatriation for their entire intended stay. Always check the latest IRCC requirements before selecting an insurance plan.
A: Purchasing IEC / Working Holiday medical coverage from a Canadian insurance company can provide easier access to local claims assistance and support. Canadian insurers understand the healthcare system and IEC requirements, helping participants manage emergencies, policy questions, and claims more conveniently during their stay.
A: IEC / Working Holiday participants may become eligible for provincial healthcare coverage depending on their circumstances and the province they reside in. However, eligibility rules vary, and government health plans may not cover all required IEC benefits. Private travel insurance remains important for emergency medical protection.
A: Many IEC / Working Holiday insurance policies provide coverage for eligible sports injuries, particularly those resulting from recreational and non-competitive activities. However, coverage depends on the insurer, selected plan, and policy conditions. Participants should review exclusions and limitations before participating in sports or adventure activities.
A: Some IEC / Working Holiday medical insurance plans may provide coverage for short trips outside Canada during the policy period. However, participants usually need to remain in Canada for the majority of their coverage period. Always review the policy wording to understand international travel limitations and conditions.
A: The address required for an IEC insurance policy depends on the insurer’s application requirements and the applicant’s circumstances. Many participants provide their home country address when purchasing coverage before departure. It is recommended to provide accurate information to ensure proper policy processing and claim support.
A: Yes, IEC participants are expected to have insurance coverage for their entire intended stay in Canada, including stays of up to two years. If coverage expires earlier, the issued work permit may be limited to the insurance expiry date. Continuous coverage helps avoid unnecessary complications.
Why not explore your options and experience the difference yourself? Let us help you find the right insurance coverage tailored to your specific needs and requirements.
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